Miracle Mortgages

WE MAKE THE IMPOSSIBLE HAPPEN

The Government of Canada and all the banks have made the mortgage rules so strict that many people feel that just getting any mortgage is a MIRACLE, and in many cases it is.

We take it one step further and it is best explained by our client’s stories.

What are mortgage miracles? Do we have to pray or something? Not at all, but it never hurts.

Miracles happen every day when normal people take the time to listen and truly understand how to help each other.

Jane

Jane had a horrible husband. He was a REAL JERK. We have seen a lot of them over the years but this guy gets an award. He was both physically and mentally abusive. She finally managed to kick him out of the house but he refused to sign any housing related paperwork. The bank tried to foreclose on the property even though she never missed a payment. To make matters worse THE JERK filed for bankruptcy and he chose the most difficult and misogynistic trustee he could find. Now Jane had two JERKS to deal with.

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Mike The Home Builder

Mike is your typical small builder. He works crazy hard and wanted to build a home for his family. The problem is that he has been busy working and building homes he didn’t file his taxes for a few years. He tried “His bank” who literally laughed at him. Several brokers who couldn’t get it done.

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Natalia

Natalia was a victim of fraud. She is a single mom working nurse who pulls double shifts to make ends meet. When she found an opportunity to take a contract and earn some extra $$$ she jumped at the chance. Little did she know, the contract was set up by fraudsters. She ended up losing thousands of dollars. This cascaded into her bank freezing her accounts and putting her mortgage into default. Below is the thank you letter we received.

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Frequently Asked Quesitons

Fully Discounted Mortgages

We can definitely help you out! We take the same time and dedication to working for our clients that have great credit and great incomes. With clients like you we are able to able to offer amazing rates and more importantly the right product for you! Interest rates are only ONE factor in what makes the best mortgage. Contact our mortgage team to find out what is the best option for you.

Self Employed?
No Income?
Non-Traditional
Employment?
This is where we really shine. Be prepared though we will ask you for LOTS of paperwork, but there is method to our madness. At the end of the day the lenders just need to see how you will pay the mortgage. As long we can make them feel comfortable that this is going to happen we can usually find a way.

Power of Sale
Foreclosure
Mortgage Default
Sometimes, bad things happen to good people. If this is your situation we can help.
If your lender has started a power of sale, foreclosure, or other mortgage default action call us RIGHT AWAY. In these situations, every minute counts. If you have equity in your home and really good story there is normally something we can do.

Mortgage steps
Pre-Approval
Home Purchase
Mortgage Renewals
Refinance
Debt Consolidation
Miracles take a lot of work!
We only ask one thing! Given the huge amount of energy and effort it takes to perform mortgage miracles we that you commit to working only with us. If we can’t help you we will at least direct you to the best options and there would be no cost.
Contact our office to see what we do.

Mortgage Broker fee
Miracles Mortgages are sometimes free and sometimes comes with a cost. As each of our clients are normally in extremely unique situations there is no easy answer. Some lenders will pay our fee others to do not.  However, once we understand your unique situation we will discuss the process, and any costs involved before we proceed.
There are no hidden surprises.